How Does Moving Insurance Work?

At Shleppers, we know there’s nothing quite like seeing all your worldly possessions stuffed into a truck. It’s natural to worry and wonder about what shape your belongings will be in once they arrive in your new home. Just like you get health insurance coverage to protect your personal health, moving insurance can help you sleep at night until everything is safely delivered to your new home. 

Unfortunately, accidents CAN happen, and as careful as our movers are, we know that damage to the property is possible during any move. That’s why we have insurance – At Shleppers, we have up to $1 million for general liability as well as $5,000,000 in umbrella liability.

Do I Need Moving Insurance?

This question has probably crossed your mind, and for a good reason. It’s perfectly understandable why you may feel nervous about putting all your belongings in the hands of strangers. What if they lose or damage, or destroy your precious belongings? You may not be as concerned if you are moving down the street, but it’s certainly worth considering for a long-distance move. In some instances, it’s advisable to get moving insurance. For example, you might have a lot of valuables, or you’re moving, and the chances of weather conditions damaging your possessions are more likely. You should at least look into getting moving insurance for any number of those reasons.

Wait, But Doesn’t My Homeowner’s Policy Cover the Move?

Not necessarily. It’s all case-by-case, but according to Nationwide, most homeowners insurance policies do not cover household goods in a move—or their coverage is minimal. Homeowners insurance policies cover your belongings while movers are packing them IN your home, but your belongings won’t be covered in transit, which is the whole point of having moving insurance in the first place.

How Do I Get Moving Insurance?

Acquiring moving insurance is simple – all you need to do is ask! We offer two limited liability plans that cover most common household objects. Although we are NYC’s leading moving and storage company, we are a company made up of humans, and mistakes are sometimes unavoidable. It is better to be safe than sorry when dealing with your belongings.

Why You Need to Hire the Best NYC Movers

Call Shleppers Moving & Storage today and have peace of mind knowing we take the safety of our customers, workers, and the buildings seriously. Let’s get moving on your move!

If you want to know more about Moving Insurance or are ready to schedule your NYC move, contact Shleppers Moving & Storage today and get a FREE QUOTE.